On January 2, 2014, FINRA published its ninth annual Regulatory and Examination Priorities Letter to highlight significant risks and issues that could adversely affect investors and market integrity in the coming year. Among the issues identified by FINRA were suitability of recommendations to retail investors of complex products, general solicitation and advertising of private placements, and crowdfunding portals. The Letter can be found here: http://www.finra.org/web/groups/industry/@ip/@reg/@guide/documents/industry/p419710.pdf